1. Allclear Identity Repair Phone Number

. ProsCredit fraud alerts. Zero-deductible insurance policy, which includes cash reimbursement. No limit on family size. Credit and personal information monitoring.

All of the plans available through AllClear ID include identity repair. In the event that your identity is stolen, a dedicated investigator will work to restore your identity by contacting creditors, banks, and credit bureaus to clear any fraudulent activity from you record.

ConsNot available for public purchase. Duration and scope of subscription limited by issuing organization. No mobile app. Bottom LineAllClear ID isn't available to the general public, but it offers an insurance policy unique among identity theft protection services.If you've been the victim of a mass data breach (like me), you may have read that the company that failed to safeguard your information is trying to make amends. This is often achieved by providing several months or years of credit monitoring.

AllClear ID is one of the services often offered, and as such is not available for direct sale to the general public. But if you're curious about what services you are entitled to, here are the details. A Quick Note About Identity Theft ProtectionIt's important to remember that what we call identity theft protection services aren't truly identity theft prevention services. Rather, they focus on identity theft detection and remediation. Because I cover security news, I am painfully aware of how many data breaches affect people every year.

I have come to the conclusion that, at this point, it is impossible to prevent identity theft unless your parents send you to some other planet shortly after your birth, like Superman. At minimum, these companies place all of the indicators of identity theft into one easily accessible spot, and alert you to the most egregious problems. They monitor credit reports and have access to clearing houses of stolen data, which they scour to see if anything matches your information. The hope is that you can prevent a stolen credit card number or fraudulent account from leading to an even worse situation. AllClear ID offers a unique, proactive feature that I discuss below.The other important feature of identity theft protection services is remediation.

Should your identity be stolen, the companies will assist you in the process of refunding fraudulent charges and securing your identity. It's comforting to think that you won't be alone through what is sure to be a challenging time.At PCMag, we take testing very seriously. Even when evaluating antivirus software, we've found ways to measure software's effectiveness at detecting and removing nasty software. Unfortunately, we haven't found a way to simulate identity theft in order to evaluate how these companies respond. At least, not a legal way. With that in mind, we're presenting the information on these services so that you, the consumer, can make an informed decision. Pricing and ProtectionAccording to its FAQ, AllClear ID no longer offers its product for sale to the general public.

As the company explains: 'Our identity protection services are paid for by businesses and organizations who want to keep their customers safe. They are only available to you if they have been paid for by a business or organization.' That means the service is free for those who receive it, paid in advance. It does not, however, mean that the families of those who receive this service are necessarily covered. If you have received information about a AllClear ID plan, check to see if it includes anyone besides yourself.

You can add any number of additional family members for $14.95 per month per adult.Minors can be added for $4.95 per child per month. The AllClear ID FAQ indicates that the company offers the ChildScan program to secure the identity of minors. That might seem unnecessary, but an identity thief could conceivably use your child's social security number and it could be over a decade before anyone notices.Note that the duration of your AllClear ID coverage depends on the service your company or organization has provided. Consult your AllClear ID information to see how long you'll be covered.

When the duration of your coverage ends, you'll have the option to continue your protection for $8.50 per month for adults and $3.95 per month for children.An individual account with IDShield costs $9.95 per month, and is available for purchase by the general public. For $19.95 per month, you can expand coverage to include a spouse and up to eight children under the age of 18., on the other hand, has a tiered system that offers more features the higher you go. Accounts start at $9.99 per month, and top out at $29.99 per month. You can add a child for $5.99 with the LifeLock Junior plan, and two parents for $19.99 with LifeLock Senior.Once you've set up your AllClear ID account, the company begins watching for instances of your personal information being used online. According to the company's website, it does this primarily through the National Cyber-Forensics & Training Alliance (NCFTA).

According to AllClear ID, this organization maintains a global database of stolen credentials. If your information matches something in the database, AllClear ID lets you know.

To watch for potential identity theft, AllClear ID monitors your Social Security Number, credit card numbers, and email addresses. I didn't see any limit to how many credit cards or email addresses the service would monitor. LifeLock users can have the service monitor one social security number, one driver's license, and one mother's maiden name. It also monitors up to five physical addresses, phone numbers, and email addresses, as well as up to 10 credit card or bank accounts. Is more generous. It monitors one social security number, driver's license, and passport number.

It also monitors 10 email addresses, credit cards, bank accounts, and retail cards.AllClear ID also provides credit monitoring. Through a partnership with TransUnion, you'll receive one free credit report. A company representative explained that this is to give clients a chance to identify fraud that occurred prior to being enrolled with AllClear ID. If the company finds any additioinal fraud, it can pull more credit reports as part of its investigation. At the its highest pricing tier, LifeLock provides monthly credit reports in addition to three annual reports.

Of course, having more information is not always better. You may feel overwhelmed with so many credit reports, and trying to find the differences between the reports can be daunting.AllClear ID does not, however, monitor your banking activity. Credit monitoring instead focuses on loans or other activities done in your name that could affect your credit rating. LifeLock does monitor your bank accounts. You simply grant the company secure, read-only access in a manner similar to the personal finance app. That's handy, since fraudulent purchases are remarkably common.Should AllClear ID detect something untoward with your information, you'll receive an alert via phone call. In fact, it uses the same two-factor phone method each time you login to the service.

It's a bit annoying, but a company representative explained that because AllClear ID is provided as part of data breach remediation, the phone-only approach reduces the chance clients will fall for email phishing attacks. Fallout 3 face mod download. In my experience, this method has drawbacks because it's easy to mistake an automated phone call for a spam call. I prefer text message alerts, or better still, push alerts via app.

One notable AllClear ID feature is that the service calls your phone to verify each and every login attempt. This adds another layer of protection to a service that is tasked with not only monitoring, but safeguarding your private information.LifeLock and IDShield go further than AllClear ID.

These services also look at public records, informing you of freely available information you may not have been aware of. They also provide other services, such as alerts related to local sex offender registries. Of course, if you've already been the victim of a breach, you might be disinclined to offer any more information than is necessary.

Credit Fraud AlertsAllClear ID recently announced that it was including credit Fraud Alerts as a feature for its service. These are similar to, but distinct from, credit freezes or credit locks. An AllClear ID representative explained to me that Fraud Alerts are backed by the US FACT Act.Basically, you establish a Fraud Alert with one credit agency, and it must be honored by the other two for up to 90 days. Whenever someone attempts to open an instant credit account, to make a large purchase for example, the credit agency calls you to confirm that it is you that is making the request. It's a simple measure that does more than simply detect fraud; it actually prevents it.Creating a Fraud Alert with AllClear ID just takes a few clicks.

The service automatically reminds you to renew your Fraud Alert before it expires. It's a free service that AllClear ID makes incredibly easy to use. Identity Theft RecoveryShould your identity be stolen, the company offers an Identity Repair service. This means that you'll be assigned an individual to help you through the process of taking back your identity.

The company says it will spend up to $1M in order to undo identity theft damage. Unlike other companies in this space, AllClear ID claims to offer an. In addition to the identity recovery service, the zero-deductible policy covers $2,000 in lost wages, $1,000 in travel expenses, $2,000 in elder or child care, $1,000 for legal consul, and $1,000 for CPA costs.IDShield, on the other hand, says it will spend up to $5M to help restore your identity, and reserves the services of the Kroll company to that end.

LifeLock states that it will spend up to $1M on identity theft recovery, and now includes reimbursement options for lost funds, or expenses incurred because of identity theft. The LifeLock reimbursement limits start at $25,000 at the lowest tier and top out at $1M.I was unable to discern what level of customer support or emergency support is available with AllClear ID. I did notice that one support line lists its times of availability as Monday to Saturday, from 8 a.m. Central time.

Both LifeLock and IDShield offer 24-hour identity theft consultation availability, although IDShield only offers customer service between certain hours. The Best DefenseBecause of its business model, AllClear ID is entirely focused on recovery after a data breach. But there are many steps that you, as an individual can take to make it less likely you'll ever receive an AllClear ID policy in the first place. First, you can use a. Creating a unique, complex password for every site you visit goes a long way toward keeping your information safe. Second, you can manage your own credit reports. You are entitled to a free credit report from each of the major agencies.

With an annual credit report, you can track activity that might otherwise go unnoticed. Of course, you'll have to wait a year for each update. Makes managing and acquiring all this information a little easier.Last, you can go the extra step and make your information harder to steal in the first place., for example, lets you create disposable credit cards that work just like normal ones for online purchases. The difference is that you can control how long they last, and even where they can be used. Should one of these virtual cards be stolen, it won't reveal your actual credit card information.

Abine Blur also lets you manage disposable email addresses, making it that much harder for attackers to impersonate you. All ClearIt's clear that AllClear ID is an outlier in the identity theft prevention world.

It's business model means that it doesn't compete with other, consumer-focused services. But because it is offered as a remediation tool after data breaches, AllClear ID has to be prudent about its offerings both because from a cost perspective, but also to not exacerbate client's emotional or security situation.As such, AllClear ID has a lean but effective offering. It isn't stuffed to the gills with questionably useful feautres, and has a far more prudent approach that is respectful to customer's privacy. The new Fraud Alerts are a huge leap, one that other companies in the space will hopefully follow. And including what it describes as a zero-deductible insurance policy is surprising, but certainly provides welcome piece of mind.

That said, users have limited control over their interaction with the service, since they cannot buy it directly.If you've been enrolled in AllClear ID, you don't necessarily need to opt for a more expensive and feature-laden option unless you desperately need the additional information those services provide.

December 3, 2015 Identity Repair ServicesWhat is AllClear Identity Repair? AllClear Identity Repair provides identity repair assistance to help fix identity theft issues and return your information to its proper condition. If there’s a potential problem with your credit or you’re concerned about identity theft, just contact AllClear ID at any point while you’re an active health plan member at 1-855-227-9830. The investigator will help you determine if there is a problem and help you recover financial losses, restore your credit, and make sure your identity is returned to its proper condition.Do I need to do anything to sign up for AllClear Identity Repair?No, AllClear Identity Repair is automatically available with no enrollment required. Simply call AllClear ID at 1-855-227-9830 at any point while you’re an active medical health plan member if you need help. Credit and Identity Theft Monitoring ServicesWhat are AllClear Credit and Identity Theft monitoring?This service includes credit monitoring, identity theft monitoring, identity repair, identity theft insurance, and ChildScan for minors.How does AllClear ID Credit Monitoring work? AllClear Credit Monitoring looks at your credit activity and sends alerts when banks and creditors use your identity to open new accounts.How does AllClear Identity Theft Monitoring work?

AllClear Identity Theft Monitoring alerts you if personal information is reported to AllClear ID by industry security professionals such as the FBI. This can include Social Security numbers, credit card numbers, PIN numbers, bank account logins, and other online logins (emails & passwords). You’ll be alerted when your information is reported and an investigator can look into the situation.Do I need to do anything to sign up for AllClear Credit and Identity Theft monitoring?Yes.

You must enroll in order to take advantage of any of these services. If you’re interested in signing up, go to anthemcares.allclearid.com. Once you reach the secure site you’ll be asked for your name and e-mail address. Next, you’ll get an email with a redemption code and instructions on creating an online account. When enrolling, you’ll need to provide your name, contact information, Social Security number and the unique redemption code. You can also sign up by calling 1-855-227-9830, Monday – Saturday from 8:00 AM to 8:00 PM CST.What is the identity theft insurance policy and how does it work?Identity theft insurance is a zero-deductible policy included in the AllClear Credit and Identity Theft Monitoring service.

It will reimburse you for certain fees, lost wages, and fraud losses in the event of fraud. The full policy terms can be found here: I be billed for this service?There is no separate charge for these services described above. Identity protection is now included with our eligible health plans beginning January 1, 2016 and for as long as you have active medical coverage with us.Will AllClear ID bill me for these services?No, unless you specifically ask them to. AllClear ID purposely does not collect a method of payment when you enroll in this service, and therefore cannot automatically bill you.

If you enroll in the AllClear Credit and Identity Theft monitoring, you’ll receive an email at the end of the coverage period letting you know coverage is expiring. These notices will include two options:1) An option to renew coverage if you still have active medical coverage with us; and2) An option to continue the services, at a discounted rate, if you no longer have active medical coverage with us, but want to continue the services with AllClear ID.

A form of payment will be requested only if you elect to continue the services at your own expense. Information about enrollingMay I use my email address to enroll a family member?Every adult must have a unique email address to enroll. That’s because your email address is the user name for your account. We also use your email address to send you updates.

A parent or guardian may use their email address to enroll their children in AllClear ID service.Can I use my redemption code to enroll my family members, too?No, each redemption code may only be used once. You should request a unique redemption code for each eligible family member at:Why isn’t my redemption code working?If you have trouble with your redemption code, please:1. Check that you have typed the right URL in your browser. Be sure to use the “when typing in the URL (not “www”).2.

Make sure you’ve typed in the redemption code exactly as it appears in your email notice. Copy and paste the code into the redemption box to reduce the chance of an error.I’m hearing impaired. How do I talk to someone?Toll free services for hearing impaired are available 24 hours a day, 365 days a year by using a Telecommunications Relay Service (TRS).

The relay service will take text messages from the caller and relay them to the AllClear ID representative and send the information back to the caller via the TTY service. Remember that AllClear ID’s service support hours are Monday – Saturday from 8:00 AM to 8:00 PM CST.Do I need to provide my personal information or SSN to AllClear ID? You only need to provide AllClear ID with personal information if you enroll in AllClear Credit and Identity Theft Monitoring or if it’s needed by AllClear ID to help you with an identity repair service. This personal information allows AllClear ID to monitor, investigate, and/or repair your identity. Information about timingWhen does this new protection start and when does it end?Identity protection services will be provided to all eligible members with medical health plan coverage as of January 1, 2016.

They’ll be made available for as long as you have an active medical health plan.Do I need to enroll in the monitoring services when I get the notice to qualify for the service?No enrollment is required to take advantage of AllClear Identity Repair Services. Enrollment is required to take advantage of AllClear Credit and Identity Theft Monitoring. Eligible members can enroll at any time during the calendar year. Services are available as of January 1, 2016.What happens if I am no longer a member?

Will my identity protection coverage end?If your medical health plan coverage ends or you cancel your medical health plan coverage, you will no longer be eligible for Identity protection services. If you re-enroll in one of our eligible health plans later, you would again be eligible for these services.Will AllClear ID continue to honor my services if I end or cancel my medical health plan coverage during the year?AllClear ID services will continue through the end of the calendar year. Information about AllClear IDWhen and how will I get alerts?

If you’re enrolled in AllClear Credit and Identity Theft Monitoring and suspicious use of your personal information is detected, you’ll be notified directly by phone or e-mail.Does AllClear ID monitor my existing bank accounts for fraudulent activity?No, AllClear ID doesn’t monitor daily activity of your bank or credit card accounts. You can monitor your bank accounts by setting up account alerts, which are provided, free of charge to customers by most banks and credit unions. AllClear ID can assist eligible individuals in setting up these alerts for your credit card and bank accounts. It’s also recommended to review your monthly statements for unusual activity.

Information about suspected fraudWhat do I do if I suspect insurance coverage or medical fraud?If you believe someone has stolen your medical health insurance or medical information, or you notice a change in your medical records, please contact your health plan right away by calling the Member Services number on your ID card.What if someone steals my identity?If you become a victim of identity theft, you can take advantage of the AllClear Identity Repair services. The incident will be fully investigated, creditors, law enforcement and other parties will be contacted, and you will be informed throughout the entire process. Simply call AllClear ID at 1-855-227-9830 and an investigator will work to help fully repair and restore your identity.I think someone is using my identity. What should I do?If you think someone is using your personal information, please contact AllClear ID to open an investigation.

If you need help, simply call AllClear ID at 1-855-227-9830 at any point while you’re an active medical health plan member.What happens if I have a fraud problem and I already cancelled my medical health plan coverage?Your AllClear Identity Repair services will be honored through the end of the calendar year. If there’s a potential problem with your credit or you’re worried about identity theft, just contact AllClear ID at 1-855-227-9830 to speak with an investigator. Information about the Anthem cyber-attackI already have identity protection through Anthem, Inc. Do I need to do anything now?No. If you enrolled with AllClear ID after the Anthem, Inc.

Cyber-attack in 2015, you don’t need to do anything. However, when that protection coverage ends after two years, you can enroll in the new offering if you’re still an active medical health plan member.What if I’m eligible for services as part of the 2015 cyber-attack but never enrolled?You can still enroll by accessing. Information on how to enroll can be found on the website.In California: Blue Cross of California and Anthem Blue Cross Life and Health Insurance Company. In Colorado and Nevada: Rocky Mountain Hospital and Medical service, Inc. In Connecticut: Anthem Health Plans, Inc.

In Georgia: Blue Cross and Blue Shield of Georgia, Inc. And Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. In Indiana: Anthem Insurance Companies, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE (R) Managed Care, Inc.

Healthy Alliance (R) Life Insurance Company, and HMO Missouri, Inc. In New Hampshire: Anthem Health Plans of New Hampshire, Inc.

Allclear Identity Repair Phone Number

In New York: Empire HealthChoice HMO, Inc. And Empire HealthChoice Assurance, Inc. In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. (all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123). In Wisconsin: Blue Cross Blue Shield of Wisconsin and Compcare Health Services Insurance Corporation.